Peer-to-peer payments for Ghana
Moneymoveslikeyoudo.
Send and receive money instantly, person to person — right on the Mobile Money wallet you already use. Fast, safe, and proudly Ghanaian.
How it works
Three taps from wallet to wallet.
Choose a contact
Pick anyone in your phone book. If they have a MoMo wallet, they can get paid — no app switching, no account numbers.
Authorize with your face
Every transaction is confirmed with your face or fingerprint. Nobody moves your money but you.
Money arrives
Funds settle instantly on the MoMo rails. Both sides get a receipt, and every pesewa is accounted for.
Tap to pay
Bring two phones close. That's the whole transaction.
NFC and Bluetooth proximity let you pay the person right in front of you — at the market, in the trotro, anywhere. No QR hunting, no typing numbers.
You paid
Their new balance
Security & trust
Every pesewa, accounted for.
Under the hood, AfilaPay runs a strict double-entry ledger. Every send is a matched debit and credit — money can't appear or vanish. And nothing moves without your biometric approval.
Built on MoMo
We ride the rails Ghana already trusts.
AfilaPay doesn't ask you to move your money somewhere new. It sits on top of the Mobile Money network you already use every day — so from Accra to Tamale, the wallet in your pocket just works.
Get early access to AfilaPay.
Be first in line when we launch. No spam — just one message when your invite is ready.